Legal · Arkodeon Technologies Ltd

Privacy Policy

We believe the people who trust us with their data deserve to know exactly what we do with it — in plain language, without hiding behind legal complexity.

Effective Date: 9 April 2026 · Version 1.0
At Arkodeon Technologies Ltd, we build tools for people who have been underserved by mainstream technology. When these people trust us with their financial data, their records, their livelihoods — we take that trust with the same seriousness with which we build. Your data is not a product. It is sacred cargo.
01

Introduction

This Privacy Policy explains how Arkodeon Technologies Ltd (“Arkodeon“, “we“, “us“, or “our“) collects, uses, stores, and protects information about you when you use our services. It applies to all Arkodeon products, platforms, and services — including our website (arkodeon.com), MarketLogger, any future applications or SaaS platforms we operate, and any IT consulting or technology services we provide.

By using any Arkodeon service, you acknowledge that you have read and understood this Privacy Policy.

Governing Law
This Privacy Policy is governed by the Nigeria Data Protection Regulation (NDPR) 2019, the Nigeria Data Protection Act (NDPA) 2023, and the Companies and Allied Matters Act (CAMA) 2020. Arkodeon Technologies Ltd is registered in Nigeria (RC 9475308) and operates under Nigerian law.
02

What We Collect

We only collect information that we genuinely need to provide you with our services.

2.1 Information You Give Us Directly

  • Contact information — your name, email address, and phone number when you reach out to us or submit an inquiry.
  • Account information — when you create an account on any Arkodeon product.
  • Business and financial records — within products like MarketLogger, the trading data, inventory records, and savings contributions you enter. This data belongs to you.
  • Communication records — when you contact our support or send us a message.

2.2 Information We Collect Automatically

  • Device information — device type, operating system, and unique device identifiers.
  • Usage data — how you interact with our applications, collected to improve the product, not to profile you.
  • Log data — IP address, browser type, pages visited, and timestamps when you visit our website.
Our Commitment
We do not collect your BVN, NIN, or any national identification numbers. We do not collect payment card details. We do not sell your data, and we do not use your data to serve you advertisements.
03

How We Use Your Data

PurposeLegal Basis (NDPR)
To provide, operate, and improve our products and servicesPerformance of contract
To respond to your support requests and communicationsPerformance of contract / Legitimate interest
To send you service-related notifications (not marketing)Performance of contract
To detect, prevent, and address technical issues and security threatsLegitimate interest
To comply with legal obligations under Nigerian lawLegal obligation
To understand how our products are used so we can build better onesLegitimate interest
04

How We Store Your Data

4.1 Local-First Architecture

Arkodeon's products are built offline-first. For products like MarketLogger, your data is stored primarily on your device. Your data does not leave your device unless you choose to enable cloud synchronisation.

4.2 Optional Cloud Synchronisation

Where a product offers optional cloud backup, your data is transmitted to Arkodeon-managed servers located in Nigeria. This feature is always opt-in — never automatic.

Nigerian Data Localisation
In compliance with the NDPR, personal data collected from Nigerian users is stored within Nigeria. We do not transfer personal data to servers outside Nigeria without appropriate safeguards.
05

Sharing Your Data

We do not sell your personal data. We do not rent it. We do not share it with advertisers.

5.1 Service Providers

We may share data with carefully selected third-party service providers — for example, Paystack (payments) and Africa's Talking (communications). These providers are bound by contractual data processing agreements.

5.2 Legal Requirements

We may disclose your information if required by Nigerian law, court order, or lawful request from a government authority.

5.3 With Your Consent

We may share your data with third parties in any other circumstance only with your explicit, informed consent.

06

Your Rights

Under the NDPR and NDPA 2023, you have the following rights:

  • Right of access — request a copy of the personal data we hold about you.
  • Right to rectification — request correction of inaccurate data.
  • Right to erasure — request deletion of your personal data, subject to legal obligations.
  • Right to data portability — receive your data in a machine-readable format.
  • Right to withdraw consent — withdraw consent at any time without affecting prior processing.
  • Right to object — object to processing based on legitimate interest.
  • Right to lodge a complaint — with the Nigeria Data Protection Commission (NDPC).
How to Exercise Your Rights
Contact us at contact@arkodeon.com. We will respond to all legitimate requests within 30 days.
07

Children's Privacy

Our services are not directed at children under the age of 18. We do not knowingly collect personal data from anyone under 18. If you believe your child has provided us with personal information, contact us at contact@arkodeon.com and we will delete it promptly.

08

Cookies

8.1 What We Use

  • Strictly necessary cookies — essential for the website to function. Cannot be disabled.
  • Analytics cookies — help us understand how visitors interact with our website. Data is aggregated and anonymous. You can always decline these.

8.2 What We Do Not Use

We do not use advertising cookies, tracking pixels, or any technology designed to build a profile of you for advertising purposes.

09

Third-Party Services

Our products may integrate with third-party services including Paystack, Africa's Talking, and Firebase. We are not responsible for the privacy practices of these third parties. We encourage you to read their privacy policies.

10

Data Retention

Data TypeRetention Period
Account dataDuration of account, plus 12 months after closure
Business records (MarketLogger)Duration of account; deleted within 30 days of account deletion request
Communication records24 months from date of last contact
Website analytics data12 months, aggregated and anonymised only
Legal and compliance recordsAs required by Nigerian law (minimum 6 years per CAMA 2020)
11

Security

We implement appropriate technical and organisational measures to protect your personal data, including TLS encryption in transit, encryption at rest, and access controls.

Security Incidents
In the event of a data breach that poses a risk to your rights, we will notify the NDPC within 72 hours and notify affected users without undue delay, as required by the NDPA 2023.
12

Changes to This Policy

We may update this Privacy Policy from time to time. When we make material changes, we will update the effective date, post a notice on our website, and where required, notify you directly by email.

13

Contact Us

Data Controller
Arkodeon Technologies Ltd
RC 9475308 · Lagos, Nigeria
Email: contact@arkodeon.com
Response time: within 2 business days for general queries; within 30 days for formal data subject requests.

If you are not satisfied with our response, you have the right to lodge a complaint with the Nigeria Data Protection Commission (NDPC) at ndpc.gov.ng.

Also read our Terms of Service →